flagrantly unmanageably

However whether
actual results and developments will conform with its expectations and
predictions is subject to a number of risks and uncertainties that could cause
actual results to differ materially from expectations, including:

X claims arising from catastrophic events, such as hurricanes,
earthquakes, floods or terrorist attacks;
X the continued availability of capital and financing;
X general economic, market or business conditions;
X business opportunities (or lack thereof) that may be presented to it
and pursued;
X competitive forces, including the conduct of other insurers and
reinsurers;
X changes in domestic or foreign laws or regulations applicable to
White Mountains, its competitors or its clients;
X an economic downturn or other economic conditions adversely
affecting its financial position;
X loss reserves established subsequently proving to have been
inadequate; and
X other factors, most of which are beyond White Mountains' control. . in relation to research observations intelligence, The suggestion connect with
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"Our thoughts and prayers are with the victims and families of
yesterday's attacks and with those who were injured," said Chief Armand La
Barge, President of the Ontario Association of Chiefs of Police.